Visa Credit Card


Visa cards, the number one credit card used around the world, offers exceptional convenience and reliability. Use Visa cards to pay for purchases at more than 19 million merchants, including internet merchants. Get cash with a Visa Debit Card at more than 627,000 ATMs in the Visa Global ATM Network in 120 countries. It’s a secure, reliable way to pay for anything you need, anywhere in the world.

MYCU credit cards offer interest rates you can live with. Find the card that meets your financial needs. (For complete rates and terms, see the Visa Credit Card Disclosure)


Secured Visa

Use your Regular Share Account as collateral on a Secured Visa and start a good credit profile now. If you’ve never had a credit card before, or need to rebuild your credit, this is the Visa card for you.


Visa Classic

The number one payment card in the world, Visa Classic offers convenience, reliability, and worldwide acceptance. This is the card for you if you are starting out or if you’ve already established credit.


Visa Gold with CU Rewards

All the versatility of the classic card, but with a few additional perks: lower interest rate and higher credit line. If you have established yourself with a responsible and clear credit history, this is the card for you. In addition to a lower interest rate, our Visa Gold Card offers CU rewards which allows you to earn points for travel and merchandise.


Consolidate and Lower Your Payments

Consolidate your credit card bills and get them under control. Transfer balances from other high-interest rate bankcards, department store or gas cards to an MYCU Visa Classic or Gold card and save money! By transferring your balances today you’ll have:

  • Rates as low as 9.90% APR*

  • No Annual Fees

  • No Balance Transfer Fees

  • Payments available online through Online Banking

*Annual Percentage Rate. Subject to credit, income and debt qualification. Total amount transferred may not exceed your available credit limit. Interest will start to accrue on the balance transfer amount from the date these checks are posted to you account. 25 day grace period does not apply to balance transfer amount.