Online Terms


The My Credit Union (“MYCU”) Sites/Services may contain images of and links to third party websites (“Linked Sites”). The Linked Sites are not under the control of MYCU and MYCU is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. MYCU is not responsible for webcasting or any other form of transmission received from any Linked Site nor is MYCU responsible if the Linked Site is not working appropriately. MYCU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by MYCU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

When you browse our web site, www.usemycu.org, you do so anonymously; information about you is not collected. Only standard non-identifying information is collected – such as date and time visited, IP address, city, state, and country – and is used to compile standard statistics on site usage.

When you access our online banking service, session cookies are used. Session cookies are necessary for the security of your account and are used for authentication only. “Cookies” are small pieces of information sent by a web site’s server to a user; the user’s computer may show the information back to the server on subsequent pages or actions. Session cookies end and are no longer valid when the session with the server ends. 


OFAC/Patriot Act

Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will help us to identify you. We may also ask to see your driver’s license or other identifying documentation.


Fact Act

My Credit Union may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report.