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     Loan Rates                                                                                          Click Here for Savings Rates

  

 

 

Rates effective as of: February 25, 2011

 

Loan Type

APR* as low as

Maximum Term

Maximum Loan Amount

Loan Information

 

New Vehicle

2.99%**

24 Months

$60,000

                              100% of purchase price including tax, license, and applicable insurance

 

(Minimum loan amount for 84 month term is $25,000)

 

 

2.99%**

36 Months

$60,000

 

 

2.99%**

48 Months

$60,000

 

 

2.99%**

up to 66 Months

$60,000

 

 

4.24%**

72 Months

$60,000

 

 

5.24%**

84 Months

$60,000

 

 

 

 

 

 

 

Used Vehicle

 

 

 

 

 

Up to 5 Model Years Old

4.49%**

up to 66 Months

$35,000

100% current retail “Blue Book” and applicable insurance

 

6-12 Model Years Old

7.49%**

48 Months

$35,000

 

 

 

 

 

 

 

 

 

 

 

 

Loan Type

APR* as low as

Maximum Term

Maximum Loan Amount

Loan Information

 

Personal Line of Credit (Signature LOC)

16.90%

Revolving

$10,000

Based on monthly income

 

 

 

 

 

 

 

Personal (Signature)

10.75%**

12 Months

80% of monthly income

 

 

 

12.25%**

24 Months

 

 

 

13.75%**

36 Months

 

 

 

 

 

 

 

 

Share Secured

4.08% Variable (A)

48 Months

100% of secured share account balance

Rate based upon highest Regular Share Rate plus 4.00%

 

 

 

 

 

 

 

 

 

 

 

Loan Type

APR* as low as

Maximum Term

Maximum Loan Amount

Loan Information

 

Visa Classic

13.90% 

Revolving

$7,500

 

 

 

Visa  Gold

9.90% 

Revolving

$20,000

 

 

 

Visa Share Secured

15.90% 

Revolving

100% of secured share account balance

 

 

 

 

 

 

 

 

 

 

 

 

 

Loan Type

APR* as low as

Maximum Term

Maximum Loan Amount

Loan Information

 

Second Mortgage

(owner occupied)

7.50%

180 Months

$150,000

80% of appraised value less first mortgage balance.  Minimum loan amount is $10,000

 

 

 

 

 

 

 

 

 

 

 

 

Second Mortgage

(non-owner occupied)

8.50%

180 Months

$50,000

75% of appraised value less first mortgage balance.  Minimum loan amount is $10,000

 

 

 

 

 

 

 

 

 

 

 

 

Home Equity Line of Credit

Variable (B)

120 Month Draw Period

$150,000

80% of appraised value less first mortgage balance.  Minimum loan amount is $10,000

 

 

 

 

 

 

 

 

 

 

 

 

Loan Type

APR* as low as

Maximum Term

Maximum Loan Amount

Loan Information

 

Motor Home (New)

8.74%**

96 Months

$65,000

80% of total purchase price, including tax and license.

 

 

 

 

 

 

 

Motor Home (Used)

9.74%**

84 Months

$50,000

80% of current retail “Blue Book” and applicable insurance

 

 

 

 

 

 

 

Camper/Trailer (New)

8.74%**

60 Months

$20,000

80% of total purchase price, including tax and license.

 

 

 

 

 

 

 

Camper/Trailer (Used)

9.74%**

60 Months

$20,000

80% of current wholesale “Blue Book” or appraisal including tax and license.

 

Boat (New)

8.74%

84 Months

$35,000

80% of total purchase price, including tax and license.

 

 

 

 

 

 

 

Boat (Used)

9.74%

72 Months

$25,000

80% of current wholesale “Blue Book” or appraisal including tax and license.

 

 

 

 

 

 

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*APR=Annual Percentage Rate
**Annual Percentage Rates displayed are for level 1 credit scores and include a discount of .25% for online application or automatic payments.

Rates and terms offered are subject to changes at any time.

(A) Shared Secured Loan variable rate is based on highest Regular Share rate plus 4.00%.
(B) Home Equity Line of Credit variable rate may change at any time. The index is based on the Wall Street Journal (WSJ) Prime rate minus 0.25%. The minimum rate shall not be less than 5.00% APR, the maximum rate shall not exceed 18.00% APR. Prime rate as of 12/16/08 = 3.25%

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