CertificateA My Credit Union Certificate Account (also known as a Term Share Certificate Account) is an interest bearing deposit account with a fixed term and interest rate. You can choose from a variety of terms to meet your savings goals.

Invest your money in a Certificate Account and choose from a variety of terms from 6-months to 3-years.  The minimum deposit required is based on the term of the certificate.

A certificate account is a smart way to save for short or long-term investment goals. Take a look at how our certificate accounts can help add to your investment portfolio:

  • Terms from 6-months to 3-years
  • Competitive high yields increase your return
  • Low minimum balance requirements beginning at $500 (or $100 for those members under the age of 18)
  • Insured to at least $250,000 by the National Credit Union Share Insurance Fund.

Early withdrawal penalties may apply. Dividends are computed daily and paid monthly.