CO-OP Shared Branching – A Nationwide Extension of MYCU
CO-OP’s nearly 30,000 ATMS and 5,000+ shared branches means you have more direct, surcharge-free access to your money than most traditional bank customers do. MYCU has joined together with other credit unions nationwide in a cooperative effort to bring you a new choice in financial convenience — CO-OP Shared Branching. You can now perform many of your financial transactions and obtain services at branch locations of other credit unions belonging to the network. By using the CO-OP Shared Branching Network, your membership and accounts remain at your own credit union, but you can access your accounts and conduct business with MYCU through any of the convenient shared branching locartions. For a complete list of locations call toll free 888-CU SWIRL or click below to:
At a CO-OP Shared Branch You Can:
- Make Deposits and Withdrawals
- Transfer Between Sub-Accounts
- Obtain Check Withdrawals
- Receive Statement Prints
- Make Loan Payments and Obtain Loan Advances
- Obtain VISA and/or MasterCard Cash Advances
- Plus much more!
Most locations may offer these additional services:
- Notary Services
- Money Orders
- Loan Disbursements
- Travelers Checks
Important Information to know when using a CO-OP Shared Branch
To Access Your Account
Only you are authorized to access your account. You must present your account number and valid photo identification to the teller in order to access your account.
Fees For Services
Fees are assessed for certain transactions performed and services obtained at a CO-OP shared branch. Refer to the CO-OP Shared Branching Fee Schedule for a list of fees and charges.
Cash Withdrawal Limits
CO-OP Shared Branches may limit cash withdrawals to $500 per day regardless of your own credit union’s policy.
Holds and Deposited Funds Availability
Funds deposited at shared branches may not be available for immediate withdrawal. Holds are placed by MYCU on items deposited based on MYCU’s policies. Shared branches cannot remove a hold placed on deposits. To request removal of a hold you must contact MYCU directly. Refer to MYCU’s Funds Availability Policy for further information.
Shared branches cannot accept a stop payment request on member checks. Please contact MYCU directly if you wish to place a stop payment on a check drawn against your account. If you need to place a stop payment on a check you obtained from a shared branch, such as a Cashiers Check, Money Order, or Official Check, you must contact the shared branch location where you obtained the check. You may be required to complete an indemnity agreement.