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Loan Rates Click Here for Savings Rates
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Rates effective as of: February 25, 2011
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Loan Type
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APR* as low as
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Maximum Term
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Maximum Loan Amount
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Loan Information
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New Vehicle
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2.99%**
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24 Months
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$60,000
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100% of purchase price including tax, license, and applicable insurance
(Minimum loan amount for 84 month term is $25,000)
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2.99%**
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36 Months
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$60,000
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2.99%**
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48 Months
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$60,000
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2.99%**
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up to 66 Months
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$60,000
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4.24%**
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72 Months
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$60,000
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5.24%**
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84 Months
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$60,000
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Used Vehicle
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Up to 5 Model Years Old
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4.49%**
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up to 66 Months
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$35,000
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100% current retail “Blue Book” and applicable insurance
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6-12 Model Years Old
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7.49%**
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48 Months
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$35,000
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Loan Type
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APR* as low as
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Maximum Term
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Maximum Loan Amount
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Loan Information
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Personal Line of Credit (Signature LOC)
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16.90%
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Revolving
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$10,000
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Based on monthly income
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Personal (Signature)
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10.75%**
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12 Months
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80% of monthly income
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12.25%**
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24 Months
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13.75%**
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36 Months
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Share Secured
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4.15% Variable (A)
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48 Months
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100% of secured share account balance
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Rate based upon highest Regular Share Rate plus 4.00%
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Loan Type
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APR* as low as
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Maximum Term
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Maximum Loan Amount
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Loan Information
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Visa Classic
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13.90%
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Revolving
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$7,500
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Visa Gold
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9.90%
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Revolving
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$20,000
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Visa Share Secured
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15.90%
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Revolving
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100% of secured share account balance
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Loan Type
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APR* as low as
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Maximum Term
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Maximum Loan Amount
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Loan Information
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Second Mortgage
(owner occupied)
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7.50%
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180 Months
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$150,000
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80% of appraised value less first mortgage balance. Minimum loan amount is $10,000
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Second Mortgage
(non-owner occupied)
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8.50%
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180 Months
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$50,000
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75% of appraised value less first mortgage balance. Minimum loan amount is $10,000
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Home Equity Line of Credit
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Variable (B)
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120 Month Draw Period
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$150,000
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80% of appraised value less first mortgage balance. Minimum loan amount is $10,000
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Loan Type
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APR* as low as
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Maximum Term
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Maximum Loan Amount
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Loan Information
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Motor Home (New)
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8.74%**
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96 Months
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$65,000
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80% of total purchase price, including tax and license.
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Motor Home (Used)
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9.74%**
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84 Months
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$50,000
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80% of current retail “Blue Book” and applicable insurance
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Camper/Trailer (New)
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8.74%**
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60 Months
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$20,000
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80% of total purchase price, including tax and license.
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Camper/Trailer (Used)
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9.74%**
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60 Months
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$20,000
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80% of current wholesale “Blue Book” or appraisal including tax and license.
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Boat (New)
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8.74%
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84 Months
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$35,000
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80% of total purchase price, including tax and license.
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Boat (Used)
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9.74%
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72 Months
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$25,000
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80% of current wholesale “Blue Book” or appraisal including tax and license.
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Return to top
*APR=Annual Percentage Rate
**Annual Percentage Rates displayed are for level 1 credit scores and include a discount of .25% for online application or automatic payments.
Rates and terms offered are subject to changes at any time.
(A) Shared Secured Loan variable rate is based on highest Regular Share rate plus 4.00%.
(B) Home Equity Line of Credit variable rate may change at any time. The index is based on the Wall Street Journal (WSJ) Prime rate minus 0.25%. The minimum rate shall not be less than 5.00% APR, the maximum rate shall not exceed 18.00% APR. Prime rate as of 12/16/08 = 3.25% |
