Savings Rates Click here for Loan Rates
|
|
SHARE ACCOUNTS
|
Rates effective as of: June 08, 2010
|
|
|
Account Name
|
Minimum Opening Balance
|
Minimum Balance to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield (APY)
|
|
|
Regular Share Account
|
$25
|
$50
|
0.20%
|
0.20%
|
|
|
Adventurers Club
|
$5
|
$5
|
0.35%
|
0.35%
|
|
|
Java Club
|
$15
|
$15
|
0.35%
|
0.35%
|
|
|
Money Market
|
$0.01
|
$0.01 - $2,499.99
|
0.00%
|
0.00%
|
|
|
|
|
$2,500 - $9,999.99
|
0.25%
|
0.25%
|
|
|
|
|
$10,000 - $19,999.99
|
0.30%
|
0.30%
|
|
|
|
|
$20,000 and above
|
0.35%
|
0.35%
|
|
|
|
|
|
|
|
|
|
IRA Share Accounts
|
$1
|
$1
|
0.20%
|
0.20%
|
|
|
(Regular, Roth, Educational)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TERM SHARE CERTIFICATES**
|
|
|
|
|
|
Account Name/Term
|
Minimum Opening Balance
|
Minimum Balance to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield (APY)
|
|
|
Adventurers Club*
|
$100
|
$100
|
0.75%
|
0.75%
|
|
|
Java Club*
|
$100
|
$100
|
0.75%
|
0.75%
|
|
|
|
|
|
|
|
|
|
6-Month
|
$500
|
$500
|
0.35%
|
0.35%
|
|
|
|
$10,000
|
$10,000
|
0.45%
|
0.45%
|
|
|
|
$95,000
|
$95,000
|
0.75%
|
0.75%
|
|
|
|
|
|
|
|
|
|
1-Year
|
$500
|
$500
|
0.55%
|
0.55%
|
|
|
|
$10,000
|
$10,000
|
0.65%
|
0.65%
|
|
|
|
|
|
|
|
|
|
2-Year
|
$500
|
$500
|
1.00%
|
1.01%
|
|
|
|
$10,000
|
$10,000
|
1.10%
|
1.11%
|
|
|
|
|
|
|
|
|
|
3-Year
|
$500
|
$500
|
1.39%
|
1.40%
|
|
|
|
$10,000
|
$10,000
|
1.49%
|
1.50%
|
|
|
|
|
|
|
|
|
|
IRA TERM SHARE CERTIFICATES
|
|
|
|
|
|
Account Name/Term
|
Minimum Opening Balance
|
Minimum Balance to Earn Dividends
|
Dividend Rate
|
Annual Percentage Yield (APY)
|
|
|
6-Month
|
$500
|
$500
|
0.35%
|
0.35%
|
|
|
|
$10,000
|
$10,000
|
0.45%
|
0.45%
|
|
|
|
$95,000
|
$95,000
|
0.75%
|
0.75%
|
|
|
|
|
|
|
|
|
|
1-Year
|
$500
|
$500
|
0.55%
|
0.55%
|
|
|
|
$10,000
|
$10,000
|
0.65%
|
0.65%
|
|
|
|
|
|
|
|
|
|
2-Year
|
$500
|
$500
|
1.00%
|
1.01%
|
|
|
|
$10,000
|
$10,000
|
1.10%
|
1.11%
|
|
|
|
|
|
|
|
|
|
3-Year
|
$500
|
$500
|
1.39%
|
1.40%
|
|
|
|
$10,000
|
$10,000
|
1.49%
|
1.50%
|
This rate schedule states rates applicable to specified accounts and fees common to all accounts. This Schedule is incorporated as part of your account agreement with MY Credit Union.
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered and were accurate as of 12:00 AM, PST of the effective date listed above. Please contact My Credit Union at (650) 366-5522 to obtain current rates.
Members' accounts are insured by the National Credit Union Administration up to $250,000.
Rates and Conditions subject to change at any time.
* Term of 6-months up to 1-year. Member must meet youth account age requirements.
** An early withdrawal penalty may apply if you withdraw principal from your account before the maturity date.
|
