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	Changes To Our Overdraft Services Program New regulatory requirements changed the way in which we handle overdrafts on your account for ATM and one-time debit card transactions.  Because of the new requirements, you must authorize us in advance to cover ATM and one-time debit card transactions in the event you have insufficient funds to cover these types of transactions and haven't been able to make a deposit in time. Accepting this service will help ensure that these types of transactions are authorized, saving you the embarrassment and inconvenience of a declined transaction when making a purchase at a store. The Overdraft Consent Form explains what will or will not be covered and your options.  Please review the form and if you would like overdraft services for these types of transactions, your can authorize us to do so by: 1. Completing and returning the Overdraft Consent Form 2. Calling us at 888-USE-MYCU (888-873-6928) or 3. E-mailing us at info@usemycu.org Overdraft services will continue to be available for checks, ACH, automatic bill payments and recurring debit card transactions.*   To ensure that you have access to overdraft services for ATM and one-time debit card transactions please return the Overdraft Consent Form or contact us at the phone or e-mail address above. *Please note that our overdraft service is not a line of credit and this notice is not an agreement or guarantee that we wil pay any type of transactions.  Overdrafts are paid at our discretion.			Why Credit Unions Aren't Banks Credit Unions Top Satisfaction Survey Car Buyers' Worst Mistakes Tune Up Your Car Loan Teach Your Children Financial Independence Sharpen Your Savings Skills Help Your Teen Driver Choose the Right Car